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Blog/Opinion

Blog/Opinion: Healthcare vs. Mortgage Costs

By HHI Staff

It is sad when people decide not to incorporate healthy features into their home project because of cost. We would almost never consider building a house without doors on the bedrooms just because doors cost money. We rarely reject having a garage or a second bathroom because of its expense. Yet some of us are willing to sacrifice our health for a few dollars even though health is one of our most basic needs.

 

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Both houses and health care cost money. What if you "save" a little money by using unhealthy materials when you build your house, but your house makes you sick? You don’t actually save any money because you spend it (and likely more) at the doctor’s, or on higher health insurance premiums.

 

Most thinking people, if given the choice, would rather spend a little more on their mortgage payment each month than pay their doctor when they get sick. If you get cancer or another serious condition largely as a result of the air in your house, your healthcare expenses could easily exceed the cost of the entire house. Healthy houses save money in the long run.

 

If you are already sick and need a healthy house to regain your personal health, you may be able to deduct the cost of health-related features on your income tax. If prescribed by your doctor, they may be legitimate medical expenses. Since tax laws continually change, discuss this with your accountant or tax preparer. If this is a possibility, keep careful records of all expenses.

 

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HHI is committed to accuracy of content and correcting information that is incomplete or inaccurate. With our broad scope of coverage of healthful indoor environments, and desire to rapidly publish info to benefit the community, mistakes are inevitable. HHI has established an error correction policy to welcome corrections or enhancements to our information. Please help us improve the quality of our content by contacting allen@healthyhouseinstitute.com with corrections or suggestions for improvement. Each contact will receive a respectful reply.

The Healthy House Institute (HHI), a for-profit educational LLC, provides the information on HealthyHouseInstitute.com as a free service to the public. The intent is to disseminate accurate, verified and science-based information on creating healthy home environments.

 

While an effort is made to ensure the quality of the content and credibility of sources listed on this site, HHI provides no warranty - expressed or implied - and assumes no legal liability for the accuracy, completeness, or usefulness of any information, product or process disclosed on or in conjunction with the site. The views and opinions of the authors or originators expressed herein do not necessarily state or reflect those of HHI: its principals, executives, Board members, advisors or affiliates.

(Note: The views expressed in this blog post are those of the author, and do not necessarily represent those of The Healthy House Institute, LLC.)

Healthcare vs. Mortgage Costs:  Created on May 29th, 2011.  Last Modified on May 29th, 2011

 

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Information provided by The Healthy House Institute is designed to support, not to replace the relationship between patient/physician or other qualified healthcare provider.

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